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Joined 1 year ago
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Cake day: March 7th, 2025

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  • I was going to say something, but this nailed it. Seriously, index funds. Trading is just gambling, not investing. The index funds I tend to recommend are super boring: 60/40 split between VT and BNDW. The ones I actually use are even more super boring: 40% VTV, 20% VXUS, 40% BNDW. Boring, but (as) reliable (as can be hoped for).

    But I can’t resist saying more. Focus more on self improvement/learning activities and hobbies that bring you joy than seeking validation from others. Finding something you enjoy doing, mastering it, building a network of hobby peers, will lead to validation from within as well as organic respect from others. Try to find ways to volunteer your time, labor, and skill in ways that helps others at or below your degree of fortune. A happy community breeds happy individuals, who create a happy community.