I don’t know if this is what some people would call life changing money.
safe bet: long term investment for retirement or to buy a house.
dreamer me: study the piano bachelor you always said you wanted to do, even if it’s just the bachelor, and not a master, even if you’re doing it not for the money or fame, but just because you want to play and maybe teach part time, but mostly because is something I enjoy doing, even if teaching the piano is mostly a side job to my main job.
I don’t know what to do. Feel free to read my previous post, because it’s related to this one.
Take 12-24k to sustain yourself for one year and do what you want and invest and forget the rest
the only criticism I have with this, is that I would say to add a quality used car. nothing fancy, nothing flashy, just something with rock steady reliability and low long term maintenance costs.