• shaggyb@lemmy.world
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    1 year ago

    With no DOE employees to process defaults?

    Nobody should be paying a red cent.

    If your choice is draining your entire bank account to the point you can’t afford to live or suffering a credit score penalty, then the credit score should be sacrificed.

    “but they can…”

    Stop. Nothing they can do is worse than starving. Don’t pay them. Use your money for your own needs.

          • grue@lemmy.world
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            1 year ago

            “I could stand in the middle of Fifth Avenue and shoot somebody, and I wouldn’t lose any voters”

            – Trump, 2016

            In retrospect he understood all too well, and figured it out way earlier than most.

    • sp3ctr4l@lemmy.zip
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      1 year ago

      Try getting an apartment or renewing a lease with a truly shit credit score.

      Oops, you don’t qualify anymore, anywhere, your options are now homelessness, much more expensive hopping between motels every 3 weeks, or live in your car, hope you’re still making those payments.

      Fairly difficult to cost-effectively cook and store food when you’re in any of those situations.

        • sp3ctr4l@lemmy.zip
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          1 year ago

          Oh, excuse me for being crippled from a mugging and then having all my bank and id cards and phone stolen and then spending a year homeless and another year bouncing from motel to motel while trying to replace my id and unfuck my credit score with 3 bureaus without a permanent address and with a broken arm and wrist and leg, whilst also being unable to afford any medical treatment.

          Yep, total corporate shill over here, totally not barely alive, only thanks to barely being able to keep my details current with social security so I could at least get disability payments.

          Go fuck yourself buddy, I hope what happened to me happens to you.

    • Monument@lemmy.sdf.org
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      1 year ago

      Doesn’t that sort of depend on your loan, though? Like if you have one that’s serviced by a loan provider, doesn’t that provider deal with it if you default?
      Or is it that the provider requires the DOE to process the default?