Handing out cash with no strings attached discourages people from working and reaping the rewards of individual success making some undeserving piece of shit even richer.

Piss baby guru Dave.

I respect Ramsey but he’s just so mean to those chefs sometimes

Ramsey has been a shitbag for a long time. This is no surprise.

My parents gave me a subscription to his financial university program a number of years ago. Some of the basic concepts are great, like the debt snowball. On the other hand, he places the blame for insufficient income on the people; if you simply can’t cut enough expenses, then you need to earn more money, so get a better job you lazy schmuck. …As if that actually worked for most people. It entirely ignores economic realities, where a large number of people have to lose so that a very few people can win.

TIL… Karl Marx had a “playbook.”