I switched the setting from “envelope budgeting” to “tracking budgeting” to address this. Budgeting based off what I anticipate making the following month. The Actual peeps will tell you that in envelope budgeting you should have enough money for the next month ahead of time so it’s working as designed. I get that, kinda, but tracking budgeting has just made more sense for me.

Self hosting our budget with Actual has been a game changer for my partner and I. No other budget app really worked for us but this was super easy and the PWAs really make a difference.

I hadn’t actually considered that before. What’s your preferred way to do that?

The creator used Apple (iOS) exclusive privacy features to run the service. They commented on it publicly a few times. Also why there was never an android version.

3 is my favorite personally. Heavily depends on if you are looking for fun gameplay or immersive story IMO. Don’t go in expecting the most complex story known to man. I never played them as a kid and picked them up about 3 years ago and really enjoyed the entire collection.

Funny you say that, setting it up without internet is one of the few ways left to still be able to create a local account.