• @[email protected]
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    138 days ago

    The whole internet seems happy about the “people” burning Teslas in protest. I am pretty sure they were all insured and given the terrible sales figures… please guess who is benefitting the most of that burning?

    • @[email protected]
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      598 days ago

      Insurance doesn’t usually cover “acts of terrorism” so it will be funny if that’s how it gets classified.

    • @[email protected]
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      508 days ago

      Having to make a ton of insurance claims is not a good thing.

      Eventually you become uninsurable, which is a lot harder to overcome than a sales slump.

    • @[email protected]
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      258 days ago

      This comment has no logic… yes, maybe Tesla itself is not at a loss due to vandalism here but insurance companies would drop either Tesla (the company) as a client or deny insurance to people buying Swasticars which would make the sales slump into a sales halt

      This is really bad for Tesla either way if you are willing to look 1 mm beyond

      • @[email protected]
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        8 days ago

        You are right, but there probably is a “safe” number of Teslas that can burn, before insurance companies drop Tesla (or increase insurance prices to make it unprofitable).

        Insurance frauds, if not caught, tend to be profitable.

        Edit: I just want to add that I do not have any personal experience with insurance frauds… It’s just my little conspiracy theory… I won’t respond anymore, must go and make my first tinfoil cap.

      • @[email protected]
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        108 days ago

        I mean Tesla. Just imagine, you have a lot of unsold cars and no hope that people will rush to buy them. If you lower the price, you will admit to shareholders that it’s not going well and maybe your company is not worth more than the next eight biggest car manufacturers combined… So you can’t lower the price, at least not enough to sell all those cars, they all take space, need some maintenance, slowly rust and lose value… Or they can just burn, and you can claim that it was all because of those far left terr… Right, someone mentioned that insurance doesn’t cover terrorism, so it’s all because of those damn leftist hooligans. You would probably sold all of them, but they were destroyed. Pinky promise.

        • @[email protected]
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          118 days ago

          And the quarterly policy renewal goes up… a lot.

          I mean sure, he could run uninsured… but then he eats the loss now.

          • @[email protected]
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            38 days ago

            I don’t know what insurance rules look like when you are a billion dollar business, but I would assume they have a much better negotiating position.

            I’m not saying that the renewal cost won’t go up, but I assume it won’t go up as fast and as steep as it would for us poor people.

            • @[email protected]
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              8 days ago

              They do, but it’s not infinite lmao, insurance companies will either charge out the ass, or drop them regardless.

              I work at a very large company and you’d be surprised how many of the inconsequential or seemingly silly decisions made are rooted in insurance coverage.

            • @[email protected]
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              58 days ago

              You get better insurance rates as a large business because you have more collateral and have a larger contract. If it gets the insurance company more net money to give you a lower rate per item insured, they want that extra bit of income. Rather, the person signing the deal wants that extra bit of commission on a large contract.

              If what you’re insuring costs more than the contract value, they’ll 100% hike rates to make up for it.
              They’re in the business of betting that they’ll make a lot of profit while you bet they’ll only make a little profit. It doesn’t matter how much money you have, they’ll always arrange the numbers so that their worst case scenario is minimal profit.

              There’s no amount of money you can pay someone to lose money on a deal.

        • @[email protected]
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          48 days ago

          So you think the story “we can’t sell cars because half burn in the dealer and the other half won’t be touch by people in fear” is actually going to go well with shareholders?

        • @[email protected]
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          18 days ago

          Your car insurance doesn’t cover terrorism but I’d be surprised if a car dealership or Tesla have that same clause. You are very unlikely to be the victim of a terrorist but because Tesla is a big company their insurance provider probably covers intentional damages by a third-party.

    • @[email protected]
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      58 days ago

      Insurance fraud is really hard to hide, that’s the first thing insurance companies investigate, particularly if the claimant is a car dealership. This has been a popular criminal activity for decades, my uncle used to pull this scam with his motorcycle club, they all got caught.

    • @[email protected]
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      17 days ago

      It’s kinda dumb that people are burning EVs… vandalize them all you want but burning that gigantic battery can’t be good…

    • @[email protected]
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      18 days ago

      Insurance isn’t going to pay out it’s $700 billion market cap. If this keeps up, Tesla the company won’t exist any longer.